Understanding all of your funding options can make a big difference to the care you choose
Depending on your situation, you may be eligible for government assistance in meeting some, or all, of your care costs. Firstly it is helpful to have an understanding of whether your primary need is for health or social care. This can be a very nuanced distinction, but as a general rule if you are in need of support from a qualified nurse or health care professional, your needs are most likely to be classed as health care.
Health care needs are covered by the NHS. There are two options generally available to individuals living in care homes. Free Nursing Care (or FNC) is a flat rate contribution that the NHS will pay to a care home or care provider for the cost of delivering nursing support. Continuing Healthcare (or CHC) is generally available only to those with more significant nursing needs and should cover the entire cost of care. The level of NHS funding is driven by the nature and severity of care needs and will require an NHS assessment to confirm availability.
Social care isn’t free to everyone. Councils only have a limited amount of money and they may choose to pay for only those people who are in most need of help. When you contact your council about getting a care service it will carry out a care assessment. Depending on where you live, if your needs are assessed as low or moderate you may not be entitled to free care. If your needs do match the level set by your council, it will carry out a financial assessment. Your care home should support you to contact your local council in order to determine whether you qualify for social care support.
There are also a number of financial support options for people who devote more than 35 hours per week to caring for a relative or friend. There are a number of criteria you must meet to qualify for the carer’s benefit, including being over 16 and ensuring the person you are caring for qualifies for a disability benefit.
Nursing care is for older individuals who require 24-hour assistance with medical needs as well as personal living needs. This may include individuals who need intensive rehabilitative care (for example following a stroke), individuals who need peg feeding, individuals with physical disabilities, and individuals with long-term health conditions.
Residents in nursing homes have access to all the support with personal needs offered in a residential care home, but also have access to qualified, on-site nursing staff throughout the day and night. This makes them the ideal home for individuals with a medical condition that requires regular attention.
Rose Hill Nursing Home is equipped with specialist beds to cater for residents with medical needs, and a range of equipment to aid mobility and personal care.
If a loved one has a medical condition that requires 24-hour care that cannot be provided at home, then a nursing home may be the ideal place for them. Nursing care can be the best place for individuals with complex medical conditions as our nurses are trained to recognise signs and symptoms of illnesses. This ensures that changes in health are picked up quickly, and a doctor can be called if necessary.
Rose Hill offer individuals the security of nursing care professionals, whilst maintaining their own independence.
We understand that moving away from home can be upsetting, that’s why seamless continuity of care is our primary aim. Our personalised care plans ensure that each individual receives the care and support that they need, and that their independence and choices are maximised. Our dedicated, well-trained and hard-working staff truly get to know each individual in our nursing homes, learning about their likes, dislikes, and what they enjoy doing. This ensures that our residents are provided with a happy home.
Respite care and short term stays provide an opportunity to trial the care home experience, and is often the first step in moving from home care into permanent residency at a care home.
Moving straight from a family home into a care home is a life-changing experience, both for carers and the person being cared for. However, many find that the transition is easier when they have experienced respite care first. Respite care allows the individual, their family members and their carer to become familiar with the staff at the home, the other residents living there, the care practices, as well as the facilities available.
If a person decides to become a permanent resident after a short stay with us at Rose Hill Nursing Home, their care plan will already be familiar to the teams at the home, which can help the individual settle in more quickly.